"We know that 367,737 Montanans were affected by the Equifax data breach", said Mark Mattioli, Chief of Montana's Office of Consumer Protection.
Utah security agencies responded to the Equifax cyber-security breach. "The Equifax breach has potentially exposed sensitive personal information of almost everyone with a credit report, and my office intends to get to the bottom of how and why this massive hack occurred", Schneiderman said in a statement. Equifax says you can opt out of that arbitration agreement by writing to them.
Is Equifax offering credit freezes for those affected? Details taken include names, addresses, dates of birth, social security numbers, and in some cases credit cards and driver's licenses.
"In an attempt to increase profits, Equifax negligently failed to maintain adequate technological safeguards to protect Ms. McHill and Mr. Reinhard's information from unauthorized access by hackers", the complaint stated.
Equifax is one of three major companies that tracks everything... including your payments on credit cards, mortgages, student and vehicle loans and utilities to establish your credit score.
"According to Equifax, "(c) riminals exploited a website application vulnerability to gain access to certain files". "We also are focused on consumer protection and have developed a comprehensive portfolio of services to support all USA consumers, regardless of whether they were impacted by this incident". You'll likely be notified that you must wait until a specified date within the next several days to enroll in TrustedID Premier.
The best way to protect yourself in the months ahead is to vigilantly monitor your credit activity.
Credit reporting firm Equifax Inc. Basically, with a credit freeze, lenders and other companies-even you-cannot view your account.
You can do this with dedicated identity-theft monitoring services like Lifelock, or with services such as Clarity Money, Credit Karma, or Credit Sesame, which disclose credit scores and offer ancillary credit alert features any time your scores change. It bars new creditors from accessing your credit report-and as a result, identity thieves will have a hard time opening new credit cards or loans in your name.
Stevens said consumers should keep a close eye on their credit report and freeze their credit if they're anxious. You also get two free credit reports within 12 months from each credit agency.